联邦直接贷款项目有两种类型:补贴直接贷款, and Unsubsidized Direct Loans. For a Subsidized Direct Loan, 只要学生在半日上学，就由联邦政府支付票据上的利息. 在学生从布雷西亚大学毕业或未达到半衰期入学资格后，政府还会在六个月的宽限期内支付补贴贷款的利息. 无补贴直接贷款不以需求为基础，政府不支付票据的任何利息. Instead, 学生有责任在入学时支付利息或将利息推迟到学生离校六个月.
直接贷款的利率不得超过8%.25%和下面的图表显示了学生在一学年可能获得的补贴和非补贴联邦直接学生贷款的最高贷款限额. 限制受年级水平和FAFSA依赖状态的影响.
Dependent Student
| Grade Level | Credit Hours Earned | Subsidized Loan Limit | Unsubsidized Loan Limit | Total Loan Limit |
|---|---|---|---|---|
| Freshman | 0-29 | $3,500 | $2,000 | $5,500 |
| Sophomore | 30-59 | $4,500 | $2,000 | $6,500 |
| Junior/Senior | 60+ | $5,500 | $2,000 | $7,500 |
Independent Student
| Grade Level | Credit Hours Earned | Subsidized Loan Limit | Unsubsidized Loan Limit | Total Loan Limit |
|---|---|---|---|---|
| Freshman | 0-29 | $3,500 | $6,000 | $9,500 |
| Sophomore | 30-59 | $4,500 | $6,000 | $10,500 |
| Junior/Senior | 60+ | $5,500 | $7,000 | $12,500 |
| Masters | Ineligible | $20,500 | $20,500 |
欲了解更多信息，请联系财政援助办公室.